Terms & Conditions

In these Terms & Conditions, the following terms shall have the meanings set out below unless the context requires otherwise:

Access to and use of the inatog Platform is subject to the following eligibility requirements, which must be satisfied at all times:

• You must be a resident of Indonesia and at least 21 years of age at the time of registration and throughout the duration of your membership.
• You must have the full legal capacity to enter into a binding agreement in accordance with applicable laws.
• You must not be accessing the Platform from a Prohibited Territory. inatog does not accept registrations from jurisdictions where online gambling is unlawful.
• You must not be a current employee, contractor, director, or officer of inatog, nor an immediate family member of any such person.
• You must not have been previously excluded from the Platform by self-exclusion, operator exclusion, or any equivalent mechanism.
• You must not be using the Platform on behalf of any third party. All bets and transactions must be conducted in your own name and on your own behalf.

To access the full functionality of the inatog Platform, you are required to create a Member Account. The following conditions apply to all Account registrations:

• One Account Only: Each individual may register and maintain only one Account on the Platform. The creation of multiple Accounts by the same individual is strictly prohibited and constitutes a material breach of these Terms.
• Accurate Information: You must provide complete, accurate, and truthful information during registration, including your full legal name, date of birth, residential address in Indonesia, valid email address, and a mobile phone number.
• Account Security: You are solely responsible for maintaining the confidentiality of your Account credentials, including your username and password. inatog strongly recommends enabling two-factor authentication (2FA). You must notify us immediately if you suspect unauthorised access to your Account.
• Account Ownership: Your Account is personal and non-transferable. You may not sell, transfer, or assign your Account to any other person.
• Dormant Accounts: An Account that has not recorded any login activity for a continuous period of twelve (12) months may be classified as dormant. inatog reserves the right to deduct an administrative fee from dormant Account balances in accordance with the fee schedule published on the Platform from time to time.

inatog is required by its international gaming license and internal compliance policy to verify the identity of all Members before processing withdrawal requests. This Know Your Customer (KYC) process may also be triggered at other points during your membership.

Documents that may be requested as part of the KYC process include, but are not limited to:

• A copy of a valid government-issued photo identification document (e.g., Indonesian national ID card — KTP, or a valid Indonesian passport);
• Proof of residential address in Indonesia (e.g., a recent utility bill, bank statement, or official government correspondence dated within the last three months);
• Proof of payment method ownership (e.g., a screenshot of your BCA, BRI, BNI, or Mandiri mobile banking account showing your full name matching your Account registration details);
• A selfie photograph holding your identification document, where requested by our compliance team.

inatog reserves the right to suspend withdrawal processing pending the satisfactory completion of KYC verification. Failure to provide requested documentation within fourteen (14) calendar days may result in Account suspension. All KYC documentation is handled in accordance with our Privacy Policy.

5.1 Deposits. All deposits to the inatog Platform must be made using a payment method registered in your own name. The following deposit methods are accepted: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, BSI, Bank Permata, OVO, DANA, GoPay, ShopeePay, and LinkAja. All transactions are denominated in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50.000. inatog does not accept cash deposits or cryptocurrency.

5.2 Withdrawals. Withdrawal requests will be processed to the same payment method used for the most recent qualifying deposit, unless agreed otherwise by inatog's finance team. The minimum withdrawal amount is Rp 50.000. Standard withdrawal processing time is under five (5) minutes for most bank transfers and e-wallet transactions, subject to bank cut-off times and network availability.

5.3 Withdrawal Conditions. The following conditions must be met before a withdrawal request can be approved:

• KYC verification must be fully completed and approved;
• All active bonus wagering requirements must be fully satisfied or the bonus must be explicitly forfeited;
• The Account must not be under investigation for suspected fraud, money laundering, or breach of these Terms;
• A minimum of one real-money deposit and one qualifying bet must have been placed on the Account prior to the first withdrawal.

5.4 Currency. All deposits, bets, bonuses, and withdrawals are conducted exclusively in Indonesian Rupiah (IDR / Rp). inatog does not accept foreign currency deposits and will not be held liable for any currency conversion losses incurred by a Member using a foreign-currency payment instrument.

5.5 Transaction Fees. inatog does not charge a platform fee on standard deposits or withdrawals. However, your bank or e-wallet provider may apply their own transaction charges, for which inatog accepts no liability.

6.1 Acceptance. By claiming any Bonus offered on the inatog Platform, you agree to the specific terms and conditions of that promotion in addition to these general Terms. In the event of conflict, the specific promotion terms prevail.

6.2 Wagering Requirements. Unless stated otherwise in the specific promotion terms, the following general wagering requirements apply:

• Welcome bonuses are subject to a minimum wagering requirement of 20x the bonus amount before any winnings derived from the bonus may be withdrawn;
• Reload bonuses and cashback promotions carry a minimum wagering requirement of 10x unless the specific promotion states otherwise;
• Free spins winnings are subject to a minimum wagering requirement of 15x;
• Wagering requirements must be completed within thirty (30) calendar days of the bonus being credited to your Account, after which any unconverted bonus balance will be forfeited.

6.3 Eligible Games. Not all games contribute equally toward wagering requirements. Slot games typically contribute 100% of each wager placed. Live casino table games, sports betting, and togel (Indonesia's traditional numbers lottery) markets may contribute at a reduced rate as specified in the relevant promotion terms.

6.4 Abuse Prevention. inatog reserves the right to withhold, cancel, or reclaim any Bonus — and to suspend or close the associated Account — where there is reasonable evidence of bonus abuse, including but not limited to: coordinated betting strategies designed to guarantee outcomes, use of multiple Accounts to claim the same promotion, or wagering patterns that inatog determines to be inconsistent with genuine recreational play.

6.5 Modifications. inatog reserves the right to modify, suspend, or withdraw any promotion at any time with reasonable notice. Ongoing promotions will be honoured for Members who have already qualified at the time of modification.

7.1 General. All bets placed on the inatog Platform are subject to the specific rules of the relevant sport, game, or lottery market. By placing a bet, you confirm that you have read and understood the applicable rules. In the event of a dispute regarding the outcome of any event, inatog's decision, made in good faith with reference to available official data, shall be final.

7.2 Sports Betting. Odds are expressed in decimal format and may change at any time prior to a bet being confirmed. Once confirmed, a bet is binding at the odds displayed at the time of confirmation. Mix parlay (multi-leg accumulator) bets require all selections to win for the bet to return a profit; a single void selection will result in the parlay being recalculated to exclude that leg.

7.3 Togel Markets. Togel draw results are sourced from authorised official draw providers. inatog accepts no liability for delays or errors in official draw result publication. Payouts are calculated according to the odds and rules displayed for each specific togel market at the time of ticket purchase.

7.4 Live Casino. Live dealer game outcomes are determined by certified random event generation (cards dealt, roulette wheel spin outcomes) and are not influenced by inatog's platform systems. Technical malfunctions during a live game session — including disconnections — are governed by the studio provider's own rules, which are incorporated by reference into these Terms.

7.5 Void Bets. A bet may be declared void if the event is cancelled, postponed beyond the applicable settlement window, or if a clear pricing error occurred at the time the bet was placed. Void bets are settled by returning the original stake to the Member's Wallet.

7.6 Maximum Payout. inatog reserves the right to impose a maximum single-event or single-day payout cap. The applicable cap will be communicated to the Member at the time of the relevant transaction where this limit is approached.

The following actions constitute a material breach of these Terms and may result in immediate Account suspension, permanent closure, and forfeiture of balances:

• Providing false, misleading, or fraudulent information at any stage of registration, KYC, or account management;
• Using automated software, bots, scripts, or any artificial intelligence tool to interact with the Platform in a manner not intended for genuine recreational players;
• Engaging in match-fixing, collusion, or any form of coordinated wagering designed to exploit the Platform's pricing or payout structure;
• Using a VPN, proxy, or other anonymisation technology to circumvent geographic restrictions or to obscure your true location;
• Conducting or attempting to conduct any transaction that constitutes money laundering, terrorist financing, or any other financial crime;
• Allowing or enabling any third party to access or use your Account, including permitting a third party to place bets on your behalf;
• Engaging in abusive, threatening, or harassing behaviour toward inatog staff or other Members through any communication channel;
• Exploiting any software bug, pricing error, or system vulnerability to gain an unfair advantage. Any winnings derived from such exploitation will be forfeited.

All content on the inatog Platform — including but not limited to the brand name, logo, design elements, text, graphics, software code, game interfaces, and data compilations — is the proprietary intellectual property of inatog or its licensed third-party providers. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal, recreational betting purposes in accordance with these Terms. This licence does not extend to:

• Reproduction, redistribution, or public display of any Platform content without prior written consent;
• Reverse engineering, decompiling, or creating derivative works based on any Platform software;
• Scraping, crawling, or systematically extracting odds data, content, or user data from the Platform by automated means.

Third-party game studios whose titles are available on inatog — including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Pocket Games Soft — retain all intellectual property rights in their respective games. Use of those games is further subject to each studio's end-user licence terms.

The collection, storage, processing, and use of your personal data by inatog is governed by our Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference. By accepting these Terms, you also accept our Privacy Policy in its entirety.

In summary, inatog collects personal data — including identification documents, contact details, transaction records, and device/session data — for the purposes of account management, regulatory compliance, fraud prevention, customer support, and service improvement. We do not sell your personal data to third parties for marketing purposes. Full details of your data rights and our data retention practices are set out in the Privacy Policy.

11.1 The inatog Platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by applicable law, inatog makes no warranties — express or implied — regarding the uninterrupted availability, accuracy, or fitness for purpose of the Platform or any content thereon.

11.2 inatog shall not be liable for any loss or damage arising from:

• Service interruptions, downtime, or technical failures beyond inatog's reasonable control, including telecommunications network failures and third-party payment processor outages;
• Delays in bet settlement or withdrawal processing caused by banking cut-off times, national holidays, or force majeure events;
• Decisions made by the Member on the basis of odds, statistics, or other information displayed on the Platform;
• Unauthorised access to a Member's Account resulting from the Member's failure to maintain adequate security of their credentials;
• Any indirect, consequential, special, or punitive losses, regardless of the cause.

11.3 In no event shall inatog's aggregate liability to any Member, arising from any cause of action whatsoever, exceed the total amount deposited by that Member into their Account in the thirty (30) days preceding the event giving rise to the claim.

11.4 Nothing in these Terms limits inatog's liability for fraud, wilful misconduct, or any other liability that cannot be excluded by law.

12.1 By inatog. inatog reserves the right to suspend or permanently close any Account — and to withhold or forfeit any Account balance — where there is reasonable grounds to believe that the Member has breached these Terms, engaged in prohibited conduct, or where required to do so by law or regulatory authority. Where possible, inatog will notify the affected Member of the reason for suspension.

12.2 By the Member. You may request closure of your Account at any time by contacting inatog Customer Support at [email protected]. Voluntary Account closure requests will be processed within five (5) business days. Any verified Account balance remaining at the time of closure will be returned to your registered payment method, provided all KYC requirements have been met and no outstanding investigations are pending.

12.3 Effect of Termination. Upon Account closure, all outstanding Bonuses and promotional entitlements are forfeited. Sections covering Intellectual Property, Limitation of Liability, and Governing Law survive termination of these Terms.

inatog is committed to promoting safe and responsible gambling. We recognise that a small proportion of players may develop gambling-related difficulties, and we take our duty of care seriously. The following tools are available to all Members at no charge:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you may deposit to your Account;
• Loss Limits: Cap the total amount you are permitted to lose within a defined period;
• Session Time Limits: Receive automatic notifications after a specified period of continuous play;
• Self-Exclusion: Request a temporary or permanent self-exclusion from the Platform. Self-exclusion requests are actioned within 24 hours and cannot be reversed during the agreed exclusion period.

If you believe that gambling is negatively affecting your finances, relationships, or mental well-being, please contact our support team immediately at [email protected]. Full details of our player protection framework are set out on our Responsible Gaming page. This service is restricted to adults aged 21 and above.

inatog reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, inatog will notify registered Members via the email address associated with their Account and will update the "Last Updated" date at the top of this page. The revised Terms will take effect seven (7) calendar days after notification unless the change is required by law or regulatory authority, in which case it may take effect immediately.

Your continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the Platform and may request Account closure in accordance with Clause 12.2.

These Terms & Conditions are governed by the laws of the jurisdiction in which inatog holds its international gaming license. Any dispute arising out of or in connection with these Terms — including disputes regarding their formation, validity, performance, or termination — shall first be submitted to inatog's Customer Support team for informal resolution.

If a dispute cannot be resolved informally within thirty (30) calendar days of formal written notification to inatog, it shall be referred to binding arbitration conducted in English under the arbitration rules of the applicable governing jurisdiction. The arbitrator's decision shall be final and binding on both parties.

Nothing in this clause prevents inatog from seeking urgent injunctive or interim relief from a court of competent jurisdiction to protect its intellectual property, confidential information, or to prevent irreparable harm.

If you have any questions, concerns, or formal complaints regarding these Terms & Conditions, please contact the inatog compliance and customer support team using the details below. All formal legal correspondence must be submitted in writing via email.

For matters relating to responsible gaming, self-exclusion, or account restrictions, please refer to our Responsible Gaming page for dedicated guidance and contact information. For data protection and privacy enquiries, please refer to our Privacy Policy.